ವಿದ್ಯಾರ್ಥಿ ಸಾಲವು ಸಾಲ ನೀಡುವ ಸಂಸ್ಥೆಗೆ ಅಥವಾ ಹಣಕಾಸು ಸಂಸ್ಥೆಗೆ ಹಾಜರಾಗುವ, ಹಿಂದೆ ಹಿಂತೆಗೆದುಕೊಂಡ ಅಥವಾ ಪದವಿ ಪಡೆದ ವಿದ್ಯಾರ್ಥಿಯಿಂದ ನೀಡಬೇಕಾದ ಸಾಲದ ಒಂದು ರೂಪವಾಗಿದೆ.
ಭಾರತದಲ್ಲಿ ಅಥವಾ ಭಾರತದ ಹೊರಗೆ ವಿದೇಶದಲ್ಲಿ ಅಧ್ಯಯನ ಮಾಡಿದರೂ ಎಲ್ಲಿ ಬೇಕಾದರೂ ಅಧ್ಯಯನ ಮಾಡಲು ಈ ಶಿಕ್ಷಣ ಸಾಲವನ್ನು ನೀವು ಪಡೆಯಬಹುದು. ಈ ಸಾಲಗಳನ್ನು ಈಗ ಬಹುತೇಕ ಎಲ್ಲಾ ಖಾಸಗಿ ಮತ್ತು ಸರ್ಕಾರಿ ಬ್ಯಾಂಕ್‌ಗಳು ಒದಗಿಸುತ್ತವೆ.
ಶಿಕ್ಷಣ ಸಾಲ ಎಂದರೇನು?
ವಿದ್ಯಾರ್ಥಿಗಳಿಗೆ ಶಿಕ್ಷಣ ಸಾಲವು ಸಹಾಯದ ಸಾಧನವಾಗಿದೆ. ಮುಂದಿನ ಅಧ್ಯಯನವನ್ನು ಪೂರ್ಣಗೊಳಿಸಲು ಬ್ಯಾಂಕ್ ಅಥವಾ ಯಾವುದೇ ಖಾಸಗಿ ಸಂಸ್ಥೆಯಿಂದ ಸಾಲವನ್ನು ತೆಗೆದುಕೊಂಡಾಗ ಇದನ್ನು ಶಿಕ್ಷಣ ಸಾಲ ಎಂದು ಕರೆಯಲಾಗುತ್ತದೆ. ಇದನ್ನು ವಿದ್ಯಾರ್ಥಿ ಸಾಲ ಎಂದೂ ಕರೆಯಬಹುದು.
ಒಬ್ಬ ಮನುಷ್ಯನಿಗೆ ಶಿಕ್ಷ ಣ ಮತ್ತು ಆರೋಗ್ಯ ಉಚಿತವಾಗಿ ಸಿಗಬೇಕು. ಜೊತೆಗೆ ಮುಕ್ತವಾಗಿರಬೇಕು. ಆಗ ಮಾತ್ರ ಒಂದು ದೇಶ ಆರೋಗ್ಯಕರವಾಗಿ ಬೆಳೆಯಲು ಸಾಧ್ಯ. ಆದರೆ ಭಾರತದಂಥ ದೇಶದಲ್ಲಿ ಇವೆರಡೂ ದುಬಾರಿ. ಪ್ರತಿಭೆ, ಉತ್ಸಾಹ, ಕನಸುಗಳೆಲ್ಲ ಇದ್ದರೂ ನೆಚ್ಚಿನ ಕೋರ್ಸ್ ಮಾಡಲಾಗದ ಸ್ಥಿತಿ ಅನೇಕರದು. ಆರ್ಥಿಕ ಮುಗ್ಗಟ್ಟಿನಿಂದಾಗಿ ಅನೇಕ ವಿದ್ಯಾರ್ಥಿಗಳು ನೆಚ್ಚಿನ ಕೋರ್ಸ್‌ಗಳನ್ನು ಬಿಟ್ಟು, ಇನ್ನಾವುದೋ ಕೋರ್ಸ್‌ಗಳತ್ತ ವಾಲುತ್ತಿದ್ದಾರೆ. ವಿದೇಶದಲ್ಲಿ ವ್ಯಾಸಂಗ ಮಾಡಬೇಕು ಅನ್ನುವ ಅನೇಕರ ಕನಸು ಕನಸಾಗಿಯೇ ಉಳಿಯುತ್ತಿದೆ. ಇಂಥ ಹೊತ್ತಿನಲ್ಲಿ ಶಿಕ್ಷ ಣ ಸಾಲ ಆಶಾಕಿರಣವಾಗಿ ಕಾಣುತ್ತಿದೆ.
ಭಾರತದಲ್ಲಿ 4 ವಿಧದ ಶಿಕ್ಷಣ ಸಾಲಗಳು ಲಭ್ಯವಿದೆ
1- ವೃತ್ತಿ ಶಿಕ್ಷಣ ಸಾಲ– ವಿದ್ಯಾರ್ಥಿಯು ತನ್ನ ಅಧ್ಯಯನವನ್ನು ಪೂರ್ಣಗೊಳಿಸಲು ಸರ್ಕಾರಿ ಕಾಲೇಜಿನಿಂದ ಸಾಲವನ್ನು ಪಡೆದಾಗ, ಅದನ್ನು ವೃತ್ತಿ ಶಿಕ್ಷಣ ಸಾಲ ಎಂದು ಕರೆಯಬಹುದು.
2- ವೃತ್ತಿಪರ ಪದವೀಧರ ವಿದ್ಯಾರ್ಥಿ ಸಾಲ– ಒಬ್ಬ ವಿದ್ಯಾರ್ಥಿ ತನ್ನ ಪದವಿಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಿದ ನಂತರ, ಹೆಚ್ಚಿನ ಅಧ್ಯಯನಕ್ಕಾಗಿ ಸಾಲವನ್ನು ತೆಗೆದುಕೊಂಡಾಗ ಅದನ್ನು ವೃತ್ತಿಪರ ಪದವೀಧರ ವಿದ್ಯಾರ್ಥಿ ಸಾಲ ಎಂದು ಕರೆಯಲಾಗುತ್ತದೆ.
3- ಪೋಷಕರ ಸಾಲ– ಪೋಷಕರು ತಮ್ಮ ಮಗುವಿನ ಶಿಕ್ಷಣವನ್ನು ಪೂರ್ಣಗೊಳಿಸಲು ಯಾವುದೇ ಬ್ಯಾಂಕ್ ಅಥವಾ ಸಂಸ್ಥೆಯಿಂದ ಸಾಲವನ್ನು ತೆಗೆದುಕೊಂಡಾಗ, ನಾವು ಅದನ್ನು ಪೋಷಕರ ಸಾಲ ಎಂದು ಕರೆಯುತ್ತೇವೆ.
4- ಪದವಿಪೂರ್ವ ಸಾಲ- ಶಾಲೆಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಿದ ನಂತರ, ವಿದ್ಯಾರ್ಥಿಯು ದೇಶ ಮತ್ತು ವಿದೇಶಗಳಲ್ಲಿ ಪದವಿ ಪಡೆಯಲು ಸಾಲವನ್ನು ತೆಗೆದುಕೊಂಡಾಗ, ಅದನ್ನು ಪದವಿಪೂರ್ವ ಸಾಲ ಎಂದು ಕರೆಯಲಾಗುತ್ತದೆ.
ವಿದ್ಯಾರ್ಥಿಯು ತರಗತಿಗಳನ್ನು ಕೈಬಿಟ್ಟಿದ್ದರೆ ಮತ್ತು ಶಾಲೆಯಿಂದ ಹಿಂದೆ ಸರಿದಿದ್ದಲ್ಲಿ ಅಥವಾ ವಿದ್ಯಾರ್ಥಿಯು ಪದವಿ ಪಡೆದಿದ್ದರೂ ಕಡಿಮೆ ಉದ್ಯೋಗದಲ್ಲಿದ್ದರೆ ಸಾಲದ ಮೊತ್ತವನ್ನು ಸಾಮಾನ್ಯವಾಗಿ ವಿದ್ಯಾರ್ಥಿ ಸಾಲ ಅಥವಾ ಸಾಲಗಳು ಶಾಲೆಗೆ ನೀಡಬೇಕಾಗಬಹುದು. ಶಾಲೆಯಿಂದ ಹಿಂತೆಗೆದುಕೊಳ್ಳುವುದು, ವಿಶೇಷವಾಗಿ ಕಡಿಮೆ ಅನುತ್ತೀರ್ಣವಾದ ಗ್ರೇಡ್‌ನೊಂದಿಗೆ ಹಿಂತೆಗೆದುಕೊಂಡಿದ್ದರೆ, ಅಗತ್ಯ ಹಣಕಾಸಿನ ನೆರವಿನ ವಿದ್ಯಾರ್ಥಿಯನ್ನು ಅನರ್ಹಗೊಳಿಸುವ ಮೂಲಕ ವಿದ್ಯಾರ್ಥಿಯು ಮುಂದಿನ ಹಾಜರಾತಿಯ ಸಾಮರ್ಥ್ಯವನ್ನು ವಂಚಿತಗೊಳಿಸಬಹುದು. ಮರುಸಂಧಾನ ಮತ್ತು ದಿವಾಳಿತನವನ್ನು ನಿಯಂತ್ರಿಸುವ ಕಟ್ಟುನಿಟ್ಟಿನ ಕಾನೂನುಗಳಲ್ಲಿ ವಿದ್ಯಾರ್ಥಿ ಸಾಲಗಳು ಹಲವು ದೇಶಗಳಲ್ಲಿ ಭಿನ್ನವಾಗಿರುತ್ತವೆ . ಕಾರಣ ಪಾವತಿಗಳು ರೂಮ್ ಮತ್ತು ಬೋರ್ಡ್ ಸೇರಿದಂತೆ ವ್ಯಕ್ತಿಗೆ ಶಾಲೆಯಿಂದ ಸಲ್ಲಿಸಿದ ಸೇವೆಗಳಿಗೆ ಹಿಂದಿನ ದಂಡನೆಯಾಗಿರಬಹುದು.
ಬಿಇ, ಎಂಬಿಬಿಎಸ್‌ ನಂಥ ಉನ್ನತ ವಿದ್ಯಾಭ್ಯಾಸಕ್ಕೆ ಹಣಕಾಸು ಅಡ್ಡಿಯಾಗಬಹುದು. ಇಂಥ ಪರಿಸ್ಥಿತಿ ನಿಭಾಯಿಸಲು ಶಿಕ್ಷಣ ಸಾಲ ನೆರವಾಗುತ್ತದೆ. ದೇಶದಲ್ಲಾದರೆ 10 ಲಕ್ಷ, ವಿದೇಶದಲ್ಲಾದರೆ 20 ಲಕ್ಷ ರೂ. ತನಕ ವಿದ್ಯಾರ್ಥಿಗಳು ಬ್ಯಾಂಕ್‌ಗಳಿಂದ ಸಾಲ ಪಡೆಯಬಹುದು. ಆರ್ಥಿಕ ಚೈತನ್ಯವಿಲ್ಲದ ವಿದ್ಯಾರ್ಥಿಗಳ ಕನಸು ಚಿಗುರಲು ಬ್ಯಾಂಕ್‌ಗಳು ಸಹಕರಿಸುತ್ತವೆ.
ಇತರ ವಿಧದ ಸಾಲಗಳಂತೆ, ಮಾಹಿತಿ, ಪಾವತಿ ಅಥವಾ ಮಾತುಕತೆಗಾಗಿ ಶಾಲೆ ಅಥವಾ ಸಾಲದಾತರಿಂದ ವಿನಂತಿಗಳಿಗೆ ಪ್ರತಿಕ್ರಿಯೆ ನೀಡದ ನಿರ್ದಿಷ್ಟ ಅವಧಿಯ ನಂತರ ವಿದ್ಯಾರ್ಥಿ ಸಾಲವನ್ನು ಡೀಫಾಲ್ಟ್ ಎಂದು ಪರಿಗಣಿಸಬಹುದು. ಆ ಸಮಯದಲ್ಲಿ, ಸಾಲವನ್ನು ವಿದ್ಯಾರ್ಥಿ ಸಾಲ ಗ್ಯಾರಂಟರ್ ಅಥವಾ ಸಂಗ್ರಹ ಏಜೆನ್ಸಿಗೆ ವರ್ಗಾಯಿಸಲಾಗುತ್ತದೆ.
ಬ್ಯಾಂಕಿನ ಸಾಲ ನಿರ್ವಹಣೆ ಪದ್ಧತಿ, ವಿದ್ಯಾರ್ಥಿಗಳನ್ನು ಇಕ್ಕಟ್ಟಿಗೆ ಸಿಲುಕಿಸುವಂತಿಲ್ಲ. ಅಂದರೆ ಸಾಲದ ಎಲ್ಲ ಮೊತ್ತವನ್ನು ಒಂದೇ ಸಲ ಬ್ಯಾಂಕ್‌ಗಳು ಬಿಡುಗಡೆ ಮಾಡಿ, ಆ ದೊಡ್ಡ ಮೊತ್ತಕ್ಕೆ ಬಡ್ಡಿಯನ್ನು ಹಾಕುತ್ತಾ ಹೋಗುವುದಿಲ್ಲ. ವಿದ್ಯಾರ್ಥಿಗಳ ಅವಶ್ಯಕತೆಗೆ ಅನುಗುಣವಾಗಿ ಕೋರ್ಸ್‌ನ ಪುಸ್ತಕ, ಪ್ರಯಾಣ ವೆಚ್ಚ, ಲ್ಯಾಪ್‌ಟಾಪ್‌ ಖರೀದಿ, ಪರೀಕ್ಷೆ ಮತ್ತು ಬೋಧನಾ ಶುಲ್ಕಗಳು, ಹಾಸ್ಟೆಲ್‌ ಬಿಲ್‌, ಪುಸ್ತಕ ಮತ್ತಿತರ ಕಲಿಕಾ ಸಾಧನಗಳ ಖರೀದಿಗೆ ತಕ್ಕಂತೆ ಹಂತಹಂತವಾಗಿ ಹಣವನ್ನು ಬಿಡುಗಡೆ ಮಾಡುತ್ತವೆ. ಹಣ ಬಿಡುಗಡೆ ಮಾಡಿದ ದಿನಾಂಕದಿಂದಷ್ಟೇ ಬಡ್ಡಿ ವಿಧಿಸುತ್ತಾರೆ.
ವಿದ್ಯಾರ್ಥಿ ಸಾಲವನ್ನು ಪಡೆಯಲು ನೆನಪಿನಲ್ಲಿಟ್ಟುಕೊಳ್ಳಬೇಕಾದ ಕೆಲವು ಪ್ರಮುಖ ವಿಷಯಗಳು :
1) ಮೊದಲನೆಯದಾಗಿ ಉತ್ತಮ ಬ್ಯಾಂಕ್ ಅಥವಾ ಸಂಸ್ಥೆಯನ್ನು ಆಯ್ಕೆ ಮಾಡಿ.
2) ಬ್ಯಾಂಕ್ ಅಥವಾ ಸಂಸ್ಥೆಯಿಂದ ವಿದ್ಯಾರ್ಥಿ ಸಾಲದ ಬಗ್ಗೆ ಪ್ರತಿಯೊಂದು ಮಾಹಿತಿಯನ್ನು ಪಡೆಯಿರಿ.
3) ಬ್ಯಾಂಕ್ ನೀಡುವ ಬಡ್ಡಿದರಗಳನ್ನು ಚೆನ್ನಾಗಿ ಅರ್ಥಮಾಡಿಕೊಳ್ಳುವುದು ಬಹಳ ಮುಖ್ಯ.
4) ಬ್ಯಾಂಕ್ ನೀಡಿದ ಎಲ್ಲಾ ನಿಯಮಗಳನ್ನು ಎಚ್ಚರಿಕೆಯಿಂದ ಅನುಸರಿಸಿ.
5) ಎಲ್ಲವನ್ನೂ ಚೆನ್ನಾಗಿ ಅರ್ಥಮಾಡಿಕೊಂಡ ನಂತರ, ಸಾಲಕ್ಕೆ ಅರ್ಜಿ ಸಲ್ಲಿಸಿ.
ಸರ್ಕಾರಿ ಅಥವಾ ಖಾಸಗಿ ಬ್ಯಾಂಕ್‌ನಿಂದ ವಿದೇಶದಲ್ಲಿ ಅಧ್ಯಯನ ಮಾಡಲು ವಿದ್ಯಾರ್ಥಿ ಸಾಲವನ್ನು ಪಡೆಯಬಹುದು, ಅದು ನಿಮ್ಮ ತಾಯ್ನಾಡಿನ ಬ್ಯಾಂಕ್ ಆಗಿರಬಹುದು ಅಥವಾ ನೀವು ಅಧ್ಯಯನ ಮಾಡಲು ಬಯಸುವ ದೇಶದಲ್ಲಿ ವಿದೇಶಿ ಬ್ಯಾಂಕ್ ಆಗಿರಬಹುದು. ಖಾಸಗಿ ವಿದ್ಯಾರ್ಥಿ ಸಾಲಗಳಿಗೆ ಸಹ-ಸಹಿ ಮಾಡುವುದು ಬಹಳ ಜನಪ್ರಿಯವಾಗಿದೆ ಏಕೆಂದರೆ ಹೆಚ್ಚಿನ ಹದಿಹರೆಯದವರು ಅಂತಹ ಗಾತ್ರದ ಸಾಲವನ್ನು ಪಡೆಯಲು ಕ್ರೆಡಿಟ್ ಇತಿಹಾಸವನ್ನು ಹೊಂದಿಲ್ಲ.
ಕೆಲವು ಸಾಗರೋತ್ತರ ಶಿಕ್ಷಣ ಸಾಲಗಳು ಹಣಕಾಸಿನ ಅಗತ್ಯವನ್ನು ಆಧರಿಸಿವೆ, ಇತರವುಗಳು ನಿಮ್ಮ ಕ್ರೆಡಿಟ್ ಸ್ಕೋರ್ ಅನ್ನು ಆಧರಿಸಿವೆ.
ಭಾರತದಲ್ಲಿ ಶಿಕ್ಷಣ ಸಾಲದ ಅರ್ಹತೆ ಹೆಚ್ಚಿನ ಬ್ಯಾಂಕುಗಳು ಪರಿಗಣಿಸುವ ಕೆಲವು ಸಾಮಾನ್ಯ ಅಂಶಗಳು ಸೇರಿವೆ:
*ವಿದ್ಯಾರ್ಥಿಯು ಭಾರತೀಯ ಪ್ರಜೆಯಾಗಿರಬೇಕು
ಸಾಲದ ಅರ್ಜಿದಾರರಿಗೆ 18 ವರ್ಷ ವಯಸ್ಸಾಗಿರಬೇಕು, ಇಲ್ಲದಿದ್ದರೆ ಪೋಷಕರು ಸಾಲವನ್ನು ಪಡೆಯಬೇಕಾಗುತ್ತದೆ.
*ಅಭ್ಯರ್ಥಿಯು ಉತ್ತಮ ಶೈಕ್ಷಣಿಕ ಹಿನ್ನೆಲೆಯನ್ನು ಹೊಂದಿರಬೇಕು.
*ಅರ್ಜಿದಾರರು ಮಾನ್ಯತೆ ಪಡೆದ ಸಾಗರೋತ್ತರ ಕಾಲೇಜು/ವಿಶ್ವವಿದ್ಯಾಲಯ/ಸಂಸ್ಥೆಯಿಂದ ಪ್ರವೇಶ ಪಡೆದಿರಬೇಕು.
*ಉದ್ಯೋಗ ಆಧಾರಿತ ಕೋರ್ಸ್‌ಗಳಿಗೆ ಬ್ಯಾಂಕ್‌ಗಳು ಆದ್ಯತೆ ನೀಡುವುದರಿಂದ ಅರ್ಜಿದಾರರು ಆಯ್ಕೆ ಮಾಡಿದ ಕೋರ್ಸ್ ವೃತ್ತಿಪರ ಅಥವಾ ತಾಂತ್ರಿಕವಾಗಿರಬೇಕು.
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ಶೈಕ್ಷಣಿಕ ಸಾಲದಲ್ಲಿ ಎರಡು ರೀತಿಯ ಸಾಲಗಳನ್ನು ನೀಡಲಾಗುತ್ತದೆ. ಭದ್ರತಾ ಸಾಲ ಹಾಗು ಭದ್ರತೆಯಿಲ್ಲದ ಸಾಲ. ಸಾಮಾನ್ಯವಾಗಿ 50 ಸಾವಿರದಿಂದ ನಾಲ್ಕು ಲಕ್ಷ ರೂಪಾಯಿವರೆಗಿನ ಸಾಲಕ್ಕೆ ಯಾವುದೇ ಭದ್ರತೆಯ ಅವಶ್ಯಕತೆ ಇರುವುದಿಲ್ಲ. ಜೊತೆಗೆ ಮಾರ್ಜಿನ್‌ ಕೂಡಾ ಇರುವುದಿಲ್ಲ. ಬ್ಯಾಂಕ್ ಪೂರ್ಣ ಪ್ರಮಾಣದ ಮೊತ್ತವನ್ನು ನಿಡುತ್ತದೆ.
ಇದಕ್ಕೆ ಭದ್ರತೆಯಿಲ್ಲದ ಸಾಲವೆಂದು ಪರಿಗಣಿಸಲಾಗುತ್ತದೆ. ಇದಕ್ಕೆ ಬಡ್ಡಿದರ ಕೊಂಚ ಜಾಸ್ತಿ ಇರಬಹುದು. ಬ್ಯಾಂಕುಗಳು ಹಾಗೂ ಬ್ಯಾಂಕೇತರ ಹಣಕಾಸು ಸಂಸ್ಥೆಗಳು ಪೋಷಕರನ್ನು ಜಂಟಿ ಸಾಲಗಾರರೆಂದು ಪರಿಗಣಿಸುತ್ತವೆ. ವಿದ್ಯಾರ್ಥಿ ಸಾಲ ಮರುಪಾವತಿ ಮಾಡಲು ವಿಫಲವಾದರೆ ಪೋಷಕರೇ ಅದಕ್ಕೆ ಜವಾಬ್ದಾರರು.
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ಇನ್ನೂ ರೂ. 4 ಲಕ್ಷದಿಂದ ರೂ. 7.5 ಲಕ್ಷದವರೆಗಿನ ಸಾಲಕ್ಕೆ ಮೂರನೇ ಪಾರ್ಟಿ ಜಾಮೀನುದಾರರಾಗಬೇಕಾಗುತ್ತದೆ ಅಥವಾ ಭದ್ರತೆ ನೀಡಬೇಕಾಗುತ್ತದೆ. ಇದು ಸೆಕ್ಯುರ್ಡ್‌ ಅಥವಾ ಭದ್ರತಾ ಸಾಲ. ಸಾಲದ ಮೊತ್ತ ರೂ. 7.5 ಲಕ್ಷಕ್ಕಿಂತ ಅಧಿಕವಿದ್ದರೆ ಅದಕ್ಕೆ ಆಸ್ತಿ, ಮನೆ ಕೃಷಿಯೇತರ ಭೂಮಿ, ವಿಮೆ, ಭದ್ರತಾ ಠೇವಣಿ ಮೊದಲಾದವು.
ಈ ಶಿಕ್ಷಣ ಸಾಲದ ಸಹಾಯದಿಂದ ಯಾವುದೇ ವಿದ್ಯಾರ್ಥಿ ತನ್ನ ಕನಸುಗಳನ್ನು ಈಡೇರಿಸಿಕೊಳ್ಳಬಹುದು. ಸಮಯಕ್ಕೆ ಸಾಲವನ್ನು ಮರುಪಾವತಿಸಿದರೆ, ಕ್ರೆಡಿಟ್ ಸ್ಕೋರ್ ಉತ್ತಮವಾಗಿರುತ್ತದೆ. ಇದು ಭವಿಷ್ಯದಲ್ಲಿಯೂ ಸಾಲವನ್ನು ತೆಗೆದುಕೊಳ್ಳಲು ಸುಲಭವಾಗುತ್ತದೆ.
ಸಾಲದಿಂದ ತೆಗೆದುಕೊಂಡ ಹಣವನ್ನು ಮರುಪಾವತಿಸಲು ನಿಮಗೆ ಸಾಕಷ್ಟು ಸಮಯ ಸಿಗುತ್ತದೆ.
ಇತರ ಸಾಲಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ಈ ಸಾಲದ ಮೇಲಿನ ಬಡ್ಡಿ ದರಗಳು ತುಂಬಾ ಕಡಿಮೆ.
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© 2013 – 2024 CricTracker Pvt Ltd All rights reserved. Match 60TATA IPL 2024 Welcome to Sportstar’s live updates from the IPL 2024 encounter between Chennai Super Kings and Punjab Kings at the M.A. Chidambaram Stadium in Chennai. Stay Tuned for live updates and commentary from the game. If on the go, we got you covered. HT Sports’ IPL live score platform will help you not to miss a pulse of an IPL game where you can follow the number of runs scored by a batter, wickets taken, sixes and boundaries hit, the turning points in an IPL match and all other game-changing moments. Recent Cricket Matches: } Subscribe to the Wisden Cricket YouTube channel for post-match analysis, player interviews, and much more. Match yet to begin IPL 2024 today’s match: Lucknow vs Mumbai
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